Are you worried that market fluctuations will have a negative effect on your retirement savings? Stop worrying! With Helios, our guaranteed investment funds contract, your retirement plans are safe because your savings are protected against unforeseen market events.

What are Guaranteed Investment Funds (GIFs)

Commonly known as “segregated funds”, guaranteed investment funds (GIFs) are investment funds created and issued exclusively by life insurance companies. They are offered through contracts which offer maturity and death benefit guarantees.

Advantages

• Offers a choice of two Core Guarantees that will protect your Deposits against market downturns throughout your life and upon death;
  
  
• Offers an Optional Guarantee that will provide you with guaranteed and predictable income for life (GLWB):
  
  
  
  • For the first ten calendar years, an annual Bonus equal to 7% of the Protected Value of your Helios Contract (1) in each year that you don’t make any withdrawals;
    
    
  • Annual resets of the Protected Value (1) of your Helios Contract when the markets are up;
    
    
    
• Offers an access to 33 Funds that offer wide diversification to make your investment grow, including 6 portfolios with turnkey solutions to meet all needs;
  
  
• Offers a prompt payment of your Guaranteed Amount to your loved ones in the event of death;
  
  
• Offers a creditor protection.

Learn more about Helios

Visit our web site Helios.

• Complete the form Please have a representative contact me 
• Call 1-866-838-7553
   

• Rethink Retirement Information Centre

⁽¹⁾ The Protected Value is the Market Value of the Helios Contract when the GLWB is added.