Daily Interest Fund

Major Advantages

• A daily interest fund can serve as an emergency fund since the capital can be withdrawn at any time.
• There are no management fees charged on this type of fund.
   

Main Features

• Liquid investment with an interest rate that remains consistently higher than the rate on a chequing account.
• The interest rate varies on a daily basis with fluctuations in the market.
• Money in a daily interest fund can be withdrawn at any time.
• Desjardins Financial Security offers attractive rates for this type of fund.
• A daily interest fund can be either registered or non registered.
   

Guaranteed Interest Fund

Major Advantages

• A guaranteed interest fund adds stability and security to any investment portfolio.
• With a guaranteed interest fund, you know from day one what your return on investment will be.
• Since Desjardins Financial Security offers a wide variety of terms, you can stagger your guaranteed interest funds over a number of years to benefit from any rise in interest rates.
• Your deposits are covered by Assuris (formerly the Canadian Life and Health Insurance Compensation Corporation) when you purchase them through Desjardins Financial Security and by the AMF Autorité des marchés financiers when you invest them at a Caisse.
   

Main Features

• A guaranteed interest fund has a fixed interest rate and a set term.
• Desjardins Financial Security offers guaranteed interest fund with 3, 6, or 9 month terms, as well as 1 to 20 year terms.
• When your guaranteed interest fund matures, you have the choice of either cashing it in (if it is non registered) or reinvesting it at no charge.
• The interest rate varies incrementally depending on the principal invested and is usually higher if you invest for a longer term.
• Unlike most guaranteed interest funds from other financial institutions, Desjardins Financial Security guaranteed interest funds are cashable before maturity for greater flexibility.
• Guaranteed interest funds can be part of a registered plan like a retirement savings plan (RRSP) or a registered retirement savings fund (RRSF), but can also be non registered. 
   

Saving Up for a Special Project

Want to save for a major purchase, a special project, a better education for your children? Assess how much you need to save up to carry out your projects.

Getting Advice

To find out more about this product, Desjardins Financial Security offers you various possibilities :   Call us at 1-866-838-7553 or e-mail us. Complete the form Please Have a Representative Contact Me