Critical Illness insurance pays a tax-free lump-sum amount while you are still alive following the diagnosis of a critical illness.  With this coverage, you can focus on getting better rather than on the financial consequences associated with the critical illness.  The amount can be spent as you see fit.

Discover all our Critical Illness insurance coverages

Learn more about Critical Illness insurance
 
Our Critical Illness coverages offer a tax-free lump-sum amount ranging from $10,000 to
$2 million.  The amount will be paid to you if you are diagnosed with one of the 24 illnesses and surgical procedures covered under the contract.

Depending on the contract, the term of the coverage can be:
 

• 10 or 20 years
• up to age 65 or 75
• lifetime coverage
   

You can add many other options to your main coverage, including:
 

• a premium refund – when the contract expires if no benefit has been paid or if the death is due to another cause
• reimbursement of homecare costs
   

These coverages can be purchased on their own or be part of your Universal Life insurance.

Could you afford to stay at your sick child's bedside?

Ask about our Critical Illness insurance specifically for children aged 30 days to 17 years. If one of your children is diagnosed with a critical illness covered under our contracts, you will receive a sum of money so you can be with your sick child.  If your children grow up without suffering from a critical illness, your premiums will be reimbursed, meaning you can use these funds to help fulfill their dreams and aspirations.