There's really not much difference between shopping for insurance products and shopping for other kinds of consumer products.
For example, when you're looking for a car, do you care only about price or do you get to know the main features of the various models on the market? Do you inquire about after-sales service? Do you take the time to learn about consumer satisfaction levels?
Below you'll find all the information you need to comparison shop for life and health insurance products and make the right choice!
Comparison Shop for Insurance
About the company
It's important to know who you're dealing with, particularly since you're paying for their goods. In this case, you'll have to verify some of the following:
- The reputation of the company and its financial solidity. For Desjardins Financial Security, see the Information on the Company section.
- If the company is a member of Assuris. Assuris is to the life and health insurance industry what the Canada Deposit Insurance Corporation is to banks, trust companies, and loan companies.
About the services it offers
- Informed advice: When it comes to financial products, informed advice by qualified staff is vitally important. After all, your financial security is at stake!
At Desjardins Financial Security, our advice is provided by specialists and comes complete with personalized service for all your special needs. Feel free to Contact Us for professional guidance and suggestions tailored to your needs and budget as you set about the important task of ensuring your financial security.
- Customer service: What could be better than the red carpet treatment, the kind you can only get from personnel who are qualified, available, attentive to your queries, and able to offer you personalized service.
Inquire about after-sales service-the key to good customer service-and make sure you get the advice you need. Don't settle for anything less!
- Information: Information is available from many sources in the industry. Whether it's in the form of publications, Websites, conferences, seminars, or tradeshows, get to know what's available to you. Staying well informed is always a big help when it comes time to make decisions.
Visit our online Resource Centre and discover the complete range of information Desjardins Financial Security makes available to you, including articles, handy links, tools, FAQs, and much more.
About the products it distributes
- Quality: Good products, great prices? You'll find some on the market that meet this description. But when your financial security is at stake, certain other questions have to be asked. Do the products meet your needs? Are they flexible enough to grow and evolve with your needs, and at your own pace? Will they cover your needs for a long enough time? Can you insure your whole family? A quality product is your only guarantee of satisfaction: Choose one that will meet your expectations.
- Features: Before shopping for insurance products, you need to arm yourself with information on the various product features available. That way, you'll be better able to compare.
Desjardins Financial Security invites you to take a look at tables listing the main features of various types of products offered by the insurance industry. This information will guide you in the process ahead.
To learn more, click on:
You can also get to know the products specifically available from Desjardins Financial Security. Visit the I'd Like Information on Insurance Products section.
The price: Some people only consider price when making a purchase. Others take into account aspects they consider equally important such as after-sales service, or else compare product features to help them in their decision.
Whichever way you shop for insurance products, make sure they're sold at competitive rates and satisfy your requirements.
To find out how much it will cost you for life and health insurance products from Desjardins Financial Security, consult the I'm Shopping for a Product section.