5 years or less before retirement

Take stock of your situation!

• Estimate your retirement income by referring to:
  • Your Québec Pension Plan (QPP) statement of participation;
  • Your Canada Pension Plan (CPP) statement of contributions;
  • Your company pension statement (if applicable).
    
    
• Make sure your RRSP contributions will be enough to achieve your target income and revise your objectives if necessary.

Get your papers in order!

To check:

• Last Will and Testament;
• Power of Attorney in case of incapacity; and
• Insurance coverages, especially health care and long-term disability.

Get your finances in order!

To do:

• Repay your major debts; 
• Make your maximum RRSP contributions (use up any unused contribution room!);
• Reassess your investment portfolio with your representative
  • Is your portfolio still balanced and adapted to your investor profile (PDF, 8 p., 250 Kb)?