2 to 15 years after retirement

It's time to make any necessary adjustments
 

Adapt your budget to reality and avoid unnecessary risks!

• Check whether your budget is still in line with your actual cost of living and make any necessary adjustments.
  
  
• Your needs may have changed over the years. Make the necessary adjustments and review your investor profile (PDF, 8 p., 250 Kb) to avoid taking any unnecessary risks.

If you are using up your savings too quickly or you are paying too much tax

• Ask your representative to suggest some strategies that will allow you to stay financially stable and maintain your lifestyle for as long as possible.
  
  
• Find out more about income splitting between spouses and Tax-Free Savings Account (TFSA). These are tools that could help reduce your tax bill.

If you are 65-years-old