Did you know that an RRSP is not a product per se? It's an investment vehicle registered with Revenue Canada. Different types of investments can be registered for RRSP purposes: investment funds, guaranteed investment certificates, segregated funds, and so on.

RRSPs offer number of advantages, especially from a tax standpoint. No wonder they're so popular! In 2005, over 6,1 million Canadians contributed to an RRSP, for a total of more than $30,6 billion, up 6,2% from 2004 (source: Statistics Canada). 

To learn more about RRSPs, click on the headings below:
 

• Introduction to RRSPs
  Basic RRSP rules, features and advantages
   
• RRSP Rules
  This complete, detailed guide to the regulations governing registered retirement savings plans contains the answers to questions such as the following: Who can contribute to an RRSP? How much can you contribute? What's the definition of "spouse"? What's the "three-year rule"?
   
• Home Buyers' Plan (HBP)
  Did you know you can withdraw funds from an RRSP to buy or build a home? Find out how this program works.
   
• Lifelong Learning Plan (LLP)
  Thinking about going back to school? The LLP lets you withdraw money from an RRSP to fund your education. Find out how this program works.
   
• Latest RRSP News
  All the latest on the RRSP scene
   
• RRSP Tips and Strategies
  To help you make the most of your registered retirement savings plan.