As suggested by its name, the RRIF is a registered plan. You can use this vehicle for converting retirement savings into retirement income: by transferring the sums you've accumulated in an RRSP or a registered pension plan (RPP), for example, you obtain a source of income.

RIFFs are known for their flexibility. Aside from the mandatory annual withdrawal, you're free to vary the amount and frequency of withdrawals in accordance with your needs and priorities.

To learn more about RRIFs, click on the headings below: 

• Introduction to RRIFs
  Basic RRIF rules, features and advantages
   
• RRIF Rules
  This complete, detailed guide to the rules governing registered retirement income funds contains the answers to questions such as the following: What's the mandatory minimum withdrawal? Can you leave your RRIF to your children? Is tax deducted at source on RRIF withdrawals? 
   
• Latest News in RRIFs 
  Read up on the changes that have been made over the past year.
   
• RRIF Tips and Strategies
  To help you make the most of your registered retirement income fund