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GetWell Insurance covers all types of cancer, except for the following: carcinoma in situ, stage 1A malignant melanoma, any non-melanoma skin cancer, any cancer that has not metastasized and stage A (T1a or T1b) prostate cancer.

Any Canadian resident aged 59 or under who meets the insurability conditions specified in the Insurability and Premium Rate Selection Questionnaire.

The initial premium is calculated based on your age, sex and smoker/non-smoker status. Afterwards, the insurer reviews the premium at each contract anniversary.

Most group insurance plans only cover a portion of your income. With GetWell Insurance, you'll receive a lump-sum benefit of $25,000 or $12,500 to help you offset your lost earnings and deal with the financial consequences

of cancer.

A smoker is described as someone who has used or smoked tobacco in any form (cigarette, cigar, cigarillo, pipe, marijuana, patch, nicotine gum, or any medication to help stop smoking) during the last 12 months.

GetWell Insurance takes effect on the date the contract holder applies for coverage.

The premium is payable every month.

Insureds aged 54 or under will receive a benefit in the amount of $25,000 and those aged 55 to 69 will

receive $12,500.

Yes. Since GetWell Insurance isn't life insurance and the benefit is paid when cancer is diagnosed for the first time, the insureds can use the benefit during their lifetime, as long as the insurer is advised upon diagnosis.

If an insured dies before age 70, the insurer refunds all premiums paid since the effective date of the coverage.

For more information, contact the insurer at 1-877-747-5005, during regular business hours. The insurer will be pleased to send you the information and documents you need to submit a claim.

The claim may be submitted by the contract holder or, in the event of their death, by their designated beneficiary, or in the case of this person's death, the legal heirs of the contract holder.

Claims must be submitted to the insurer within 30 days of the date of a diagnosis that may give rise to the payment of a benefit.