About Us

Desjardins Financial Security

Desjardins Financial Security is part of Desjardins Group, the largest cooperative financial group in Canada. As one of the leading insurers in Canada and the top insurer in Quebec in terms of direct written premiums, Desjardins Financial Security offers a wide array of employee benefits products and services to help plan sponsors attract and retain talented employees.

Despite the turmoil affecting the financial markets worldwide, Desjardins Financial Security’s capitalization remains excellent and exceeds the expectations of the regulatory authorities. Desjardins benefits from excellent ratings from the credit rating agencies:

Standard and Poor’s	AA-
Moody’s	Aa1
Dominion Bond Ratings Service	AA

Desjardins Group global assets were $152.3B as at December 31, 2008, its capitalization close to $10B and its tier 1 capitalization ratio among the best in the industry.

A Recognized Expertise

Desjardins Financial Security has received many forms of industry recognition, underscoring our firm commitment to business practices that create value for our clients. We are proud to share our expertise with plan sponsors, particularly in terms of participant education, Internet tools and participant statements.

For more information about Desjardins Financial Security Group Retirement Savings solutions, visit desjardinsfinancialsecurity.com.

Morningstar

Morningstar is a leading provider of independent investment research in North America, Europe, Australia, and Asia. With operations in 19 countries, Morningstar is a trusted source for insightful information on more than 300,000 investments worldwide.

Morningstar’s mission is to create great products that help investors reach their financial goals. Morningstar offers products and services to individual investors and the advisors and institutions that serve them. Morningstar is committed to using the highest quality data and research to meet investors’ demands so that they can better manage their investments and meet their financial goals.

For more information about Morningstar, visit global.morningstar.com.

Group Retirement Savings Solution by Desjardins Financial Security
Fund research and portfolio construction by Morningstar

Desjardins Financial Security ® and Foresight ^TM are trademarks owned by Desjardins Financial Security Life Assurance Company.

Desjardins Financial Security (“Desjardins”) has retained Morningstar Research Inc. (“Morningstar”), a wholly-owned subsidiary of Morningstar, Inc., to provide fund research, analytical, data compilation and portfolio construction services for Desjardins’s “Foresight Group Retirement Solution” program. Morningstar is providing consulting services only to Desjardins, and is not acting in the capacity as an advisor to investor clients of Desjardins. The “Morningstar” name and logo are registered marks of Morningstar, Inc.