Nothing could be simpler. You are automatically eligible for 50+ Life Insurance if you answer NO to all of the following four questions regarding your health:

1. Have you ever had a life disability or health insurance application declined, modified, or approved with an extra premium by an insurer, including Desjardins Financial Security Life Assurance Company?
   
   
2. Are you currently bedridden, confined to a wheelchair, hospitalized, staying in a convalescent home or long-term care facility, or do you need help with activities of daily living (eating, dressing, transferring, bathing or toileting)?
   
   
3. Does one of the following situations apply to you?
   
   
   
   • In the past two years, you have received treatment or consulted a health care professional for the following conditions: heart attack, angina, stroke (apoplexy), diabetic coma, malignant tumour or cancer (excluding follow-up exams).
   • You are currently waiting for treatment or test results (excluding follow-up exams) for one of the conditions listed above.
   • You have annual follow-up exams (or it has been recommended that you do so) for a malignant tumour or cancer treated less than five years ago.
     
     
     
4. Do you suffer from Alzheimer’s disease, kidney failure, pulmonary emphysema, cirrhosis of the liver or an HIV infection (AIDS virus), or have you ever been treated for any of these conditions?