Desjardins Financial Security knows the importance of a well-constructed portfolio in reaching financial objectives for retirement. With this in mind, we've developed six portfolios to assist plan participants with their asset-mix decisions.

The portfolios were established using an in-house optimization model designed to minimize volatility and maximize returns. Each is comprised of pooled funds representing the various asset classes and corresponding to different investment styles: Security, Conservative, Balanced, Dynamic, Energetic and Aggressive. Participants are assigned a portfolio based on their answers to a series of short questions on their situation and attitudes about risk.

Our asset-allocation portfolios offer participants a number of benefits:
 

• Regular rebalancing to ensure that portfolios always maintain an appropriate asset mix
• Simplified portfolio construction for plan participants
• Ongoing monitoring of each portfolio by our specialists to ensure that the underlying funds continue to perform and meet the objectives of the related investment style