Desjardins Financial Security knows the importance of a well-constructed portfolio in reaching financial objectives for retirement. With this in mind, we've developed six multi-management funds to assist plan participants with their asset-mix decisions.

The multi-management funds were established using an in-house optimization model designed to minimize volatility and maximize returns. Each is comprised of pooled funds representing the various asset classes and corresponding to different investment styles: Secure, Moderate, Balanced, Growth, Energetic and Speculative. Participants are assigned a multi-management fund based on their answers to a series of short questions on their situation and attitudes about risk.

Our multi-management funds offer participants a number of benefits:
 

• Regular rebalancing to ensure that multi-management funds always maintain an appropriate asset mix
• Simplified portfolio construction for plan participants
• Ongoing monitoring of each multi-management fund by our specialists to ensure that the underlying funds continue to perform and meet the objectives of the related investment style